--- title: "Ag Loans: IFA Credit & Financing | IFA Helping to Grow Blog" description: IFA Sales and Credit Teams provide new ag loans to help farmers grow the things they love. image: https://grow.ifa.coop/hubfs/IFA_Blog_Ag%20Loans1.jpg --- [![](https://grow.ifa.coop/hubfs/raw_assets/public/2024%20Footer%20Images/logo.png)](https://www.ifa.coop/) ##### [![](https://grow.ifa.coop/hubfs/raw_assets/public/2024%20Footer%20Images/location.svg) My Store](https://www.ifa.coop/locations) ##### [![](https://grow.ifa.coop/hubfs/raw_assets/public/2024%20Footer%20Images/myacc.svg) My Account](https://www.ifa.coop/Login) ##### [![](https://grow.ifa.coop/hubfs/raw_assets/public/2024%20Footer%20Images/cart.svg) Cart](https://www.ifa.coop/cart) CLOSE - [Shop](https://www.ifa.coop/products) - [All Departments](https://www.ifa.coop/products) - [Men's Clothing & Footwear](https://www.ifa.coop/169185/category/men's-clothing-footwear) - [Women's Clothing & Footwear](https://www.ifa.coop/169194/category/women's-clothing-footwear) - 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By achieving prominence in agriculture supply, our knowledgeable Sales and Credit Teams provide ag loans to help farmers grow the things they love. At IFA we recognize farmers’ financial challenges throughout the growing season. With harvest happening often only once a year*,* consistent cash flow can be a challenge*.* ## **How IFA Credit Differs From Other Ag Loans** We heavily focus on your success by finding the best solutions to support your harvest purchasing needs. Our financing partners share the same vision in assisting our local agricultural community. We use our Cooperative’s strength to negotiate competitive terms and interest rates. Keeping this in mind, we share financing options only available to our IFA customers. Our [IFA in-house financing plans](https://www.ifa.coop/credit-department) support your harvest needs. IFA has joined in partnership with the Cooperative Finance Association (CFA) to develop farm supply purchasing loans that give you the time and energy to focus on what matters: growing your crops. Our rates are very competitive and in today’s economy, we know the importance this has on your success.  ![Pallets of Haystack Mountain seed.](https://grow.ifa.coop/hs-fs/hubfs/IFA_Blog_Ag%20Loans4.png?width=1560&height=816&name=IFA_Blog_Ag%20Loans4.png) ## **Ag Loan Process for Seed, Crop Protection and Fertilizer** Our IFA financing has an easy application and an instant approval process for up to 1 million in funds. The approved loan can be drawn on throughout the year. IFA has created programs to assist you during the different seasons to ensure the provisions needed using stress-free solutions. Other IFA financing options include benefits provided in collaboration with John Deere Financing, Rabo AgriFinance and AgroLiquid. Each partner serves farmers by providing simple, dependable credit for agricultural products and services. The financing programs help you get the seed, crop protection and fertilizer you need from IFA, when you need it, to keep your operation running at its best while improving your cash flow with flexible payment options, competitive rates, and an easy application process. With each supplier, you have opportunities for manufacture specials to combine with their offers for financing. Our Credit team works closely with all of our partners to have the opportunity to serve your needs. You can have confidence in the programs backed by trusted names in agriculture. [![CTA](https://no-cache.hubspot.com/cta/default/9486267/interactive-186664110371.png)](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/redirect?encryptedPayload=AVxigLKAWrcPPX9Sjxi06vl5cDda%2B2%2BGr%2F7qTmlSkiaYJbRxdKaFOZnSpt%2BR0CVCTVsv62rkWMUeamdo82nNZB3w8mmD1L85HDQQw9I8%2BUFz2i81y9U%3D&webInteractiveContentId=186664110371&portalId=9486267) ![A tractor with a boom sprayer going down rows of crops in the desert west.](https://grow.ifa.coop/hs-fs/hubfs/IFA_Blog_Ag%20Loans2.png?width=1560&height=816&name=IFA_Blog_Ag%20Loans2.png) ## **Contact IFA Crop Advisors & Credit Team ** As we begin this new growing season, with all the uncertainty in weather and input prices, we would like to thank you for your support and friendship. [IFA financing programs](https://www.ifa.coop/credit-department) help eliminate some of that burden and add to the prosperity of your bottom line. If any of the IFA programs interests you or you have questions, we would encourage you to contact your local crop advisor or the IFA credit team and they will gladly help you in any way that they can.    [![CTA](https://no-cache.hubspot.com/cta/default/9486267/interactive-186664110207.png)](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/redirect?encryptedPayload=AVxigLIU4N98XHvkODiK0P820cERnYA5lBGG%2FE%2Bm%2FxgeowWqhNctMPn7WkULPJ0GnVA7k8k%2F0GXppyRjPJ7BAm6VUbTHp5tY%2BnYqDlZNmr4h2X%2BhA3ZIGVFuv85PlquDJBGvVQ%2BrO1w8%2BG6sr9G4JjLEMWN9MaccRcGe2lwIgpjU%2FlqdYG%2FSKS%2B%2FmG%2B4&webInteractiveContentId=186664110207&portalId=9486267) - [![A red, yellow, and blue roll of baling twine.](https://grow.ifa.coop/hs-fs/hubfs/Category_Level2_Hay-Supplies.png?width=400&height=400&name=Category_Level2_Hay-Supplies.png) **Shop** **Hay Supplies**](https://www.ifa.coop/farm-ranch/hay-equipment-supplies) - [![A bag of IFA 16-16-16 fertilizer](https://grow.ifa.coop/hs-fs/hubfs/Category_Level3_Garden-Fertilizer.png?width=400&height=400&name=Category_Level3_Garden-Fertilizer.png) **Shop Fertilizer**](https://www.ifa.coop/searchPage.action?sortBy=score%7Cdesc&srchTyp=0&keyWord=Fertilizer&resultPage=48&stockTypeFilter=&attrFilterList=attr_brand%3A%22IFA%22) - [![A bag of IFA All Natural Pasture Seed.](https://grow.ifa.coop/hs-fs/hubfs/Category_Level2_Pasture-Seed.png?width=400&height=400&name=Category_Level2_Pasture-Seed.png) **Shop** **Pasture Seed**](https://www.ifa.coop/farm-ranch/pasture-seed) - [![Bottles of garden disease control chemicals.](https://grow.ifa.coop/hs-fs/hubfs/Category_Level2_Disease-Control2.png?width=400&height=400&name=Category_Level2_Disease-Control2.png) **Shop** **Disease Control**](https://www.ifa.coop/161923/category/lawn-garden/disease-control) --- *Written by* **Heather Hansen, IFA Credit/Accounts Receivable Manager** *and originally published in the IFA Cooperator magazine (vol. 91, no. 1) Spring 2025.* Heather Hansen is the [Credit/Accounts Receivable](https://www.ifa.coop/credit-department) Manager at IFA. Heather has worked in credit and collections for 30 years and is considered an industry leader with the National Association of Credit Managers discussing collections efforts that still allow sales. Heather began working for IFA in 2016 and is working towards her certification as a specialist in Credit Management with the NACM. She likes working for IFA because of the co-op’s values of integrity and honesty and she enjoys building relationships that align with Credit Department goals. Heather realizes the importance of cash flow and profitability, that’s why she and her team are always working on formulating more financing options for members. Heather married her partner of 15 years and together they enjoy spending time with their seven amazing children and one granddaughter. Outside of IFA, Heather enjoys reading, working in the yard, and volunteering.   ### Recent Posts - [How to Fix a Yellow, Patchy Lawn: Complete Intermountain West Recovery Guide](https://grow.ifa.coop/lawn-care/how-to-fix-thin-and-yellow-grass-fast) - [Grow Your Best Garden Yet with IFA Grand Champion Garden Fertilizer](https://grow.ifa.coop/gardening/grand-champion-all-purpose-garden-fertilizer) - [How to Save Water and Enjoy a Lush, Green Lawn](https://grow.ifa.coop/how-to-save-water-and-enjoy-a-lush-green-lawn) - [Chuck Burnt Ends Recipe: IFA’s Take on a Bar W Favorite](https://grow.ifa.coop/recipes/chuck-burnt-ends-recipe) - [Pasture to Plate: Growing the Bar W Ranching, Processing and Cow-Calf Operations](https://grow.ifa.coop/co-op-features/growing-the-bar-w-brand) ### Categories - [Agronomy](https://grow.ifa.coop/tag/agronomy) - [Beef Cattle](https://grow.ifa.coop/tag/beef-cattle) - [Beekeeping](https://grow.ifa.coop/tag/beekeeping) - [Chickens](https://grow.ifa.coop/tag/chickens) - 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